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Register in just 10 seconds, complete your application in 1 minute, and once approved, the funds will reach your bank account or e-wallet in as fast as 5 minutes. No more waiting around in emergencies.
What makes our speed truly stand out? Our advanced AI-powered approval system works 24/7, analyzing your information in real-time. Unlike traditional lending institutions that take days for manual reviews, we cut down the process to minutes. Whether it's the middle of the night or a weekend, Pera Bag is always ready to process your request.
First-time borrowers can get between ₱2,000 and ₱50,000. By repaying on time, you can increase your credit limit up to ₱50,000. This flexibility caters to various needs, from daily expenses like buying groceries and paying utility bills to unexpected costs such as car repairs or medical emergencies. We believe that everyone's financial needs are different. That's why we don't offer a one-size-fits-all solution. You can adjust the loan amount based on your current situation, ensuring you don't borrow more than necessary and keeping your repayment burden manageable.
Operated by Got - It Lending Inc., we are registered and certified by the Securities and Exchange Commission (SEC) of the Philippines (Registration Number: CS201909840, Authorization Certificate Number: 3006). We strictly adhere to NPC privacy regulations, ensuring 100% encryption of your information. Your security is our top priority. Our data centers are equipped with the latest security technology to prevent unauthorized access. We also regularly conduct security audits to identify and fix any potential vulnerabilities, giving you peace of mind when using our services.
No need for paper documents. All you need is your ID to apply. The App interface is designed to be user-friendly, with clear navigation and simple instructions, making it easy even for those who are not tech-savvy to use. We've gone through multiple rounds of user testing to refine the App's interface. Buttons are large and clearly labeled, and the application process is streamlined into a few simple steps. You don't have to spend time figuring out complicated procedures; just follow the prompts and you're good to go.
Pera Bag
+63 889285032
perabag@got-it-lending.com
Mondays to Sundays 9:00 AM - 6:00 PM
In-App Online Customer Service：Available 24/7