Paying back your loan on time is just as important as getting approved. Timely repayment not only avoids penalties but also builds your credit score, making it easier for you to borrow again in the future. Here's everything you need to know about repaying your PeraBag loan.

Late or missed payments can lead to penalties, additional charges, and even a negative credit history. A good repayment record, on the other hand, gives you access to higher limits and better loan terms in the future.

PeraBag offers multiple payment options for your convenience:

• E-Wallets: Pay through GCash, Maya, or other supported e-wallet platforms.

• Bank Transfer: Send payment directly from your bank account.

• Payment Centers: Pay over-the-counter at partner establishments.

Your due date is clearly shown in the app under "My Loans." Set reminders or use calendar alerts to avoid forgetting your repayment schedule.

Yes! Early repayment is allowed and can save you interest costs. Plus, it improves your repayment history, which boosts your chances of getting higher loan limits.

If you can't pay on time, contact PeraBag customer support immediately. We can guide you on the next steps to prevent further penalties. Ignoring overdue loans can lead to increased charges and affect your credit standing.

Responsible borrowing means responsible repayment. With PeraBag, repaying is easy, flexible, and secure—giving you peace of mind and a strong credit record.